The lord said: O lady of auspicious face, if the number of the repetitions is reckoned on the fingers it has the ordinary benefit; if lines are drawn and the number is calculated the benefit is said to be eight times more; if it is reckoned by means of the fruits of Putrajīva it has ten times more benefit; if it is calculated by means of conches and jewels the benefit is hundred times more; through coral the benefit a thousand times more; it is ten thousand times more, if the reckoning is through crystals; it is hundred thousand times more if the calculation is by pearls; it is one million times more if the calculation is by lotus-seeds; if it is calculated by gold pieces the benefit is ten million times more. The benefit is infinite if the calculation is by knots of Kuśa grass or Rudrākṣa beads.